Why do I need travel insurance?

Because sometimes...

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You have to cancel a trip last-minute.

Travel insurance can reimburse you for your prepaid, non-refundable trip costs — including vacation rentals, car rentals, hotels and flights — if you have to cancel for a covered reason.

Travel delays leave you stranded.

Travel insurance can reimburse you for eligible meals, acommodation and transportation expenses during a covered delay.
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You get sick or hurt when you're far from home.

Travel insurance can reimburse you for care following a covered medical emergency while traveling. We can even arrange and pay for a medical evacuation if needed.
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Fender-benders are unavoidable.

Renting a car means taking on a big financial risk; even a tiny scrape can cost you hundreds. Low-priced rental car insurance lets you drive worry-free.
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You need help in a hurry.

Whether you're planning a week-long road trip or a weekend getaway, you never know what might happen. Travel insurance gives you access to our 24-Hour Assistance hotline for expert, personalized support in a crisis.

Your luggage is delayed, lost, or damaged

If your bags don’t arrive on time or are lost or damaged, travel insurance can reimburse you for essential items or the replacement value of your belongings, subject to policy limits.

Coverage Brochure

Select the brochure based on your state of residence. Most guests will use the Most States brochure.

This brochure applies to residents of all states except Washington and New York.

View Coverage Brochure

Washington state regulations require a separate policy form.

View Washington Coverage Brochure

New York state regulations require a separate policy form.

View New York Coverage Brochure

Benefits, terms, and exclusions vary by state. Refer to the brochure for full policy details.

To Get a Quote or Purchase

  1. Fill in the details in the form.

  2. Click Get Quote.

  3. Click Buy Now to review plan options and coverage details.

  4. Select Group Advantage Plan, then click Select Product.

  5. Complete the remaining fields to finalize your purchase.

You can update your plan later if you add flights or other prepaid items you’d like covered. New items must be added to your policy within 14 days of purchase.

Important: If your supplier is not listed, select Not Listed.

John Heath Travel, LLC

5503 Allisonville Rd

Indianapolis, Indiana 46220

©2026 by John Heath Travel, LLC
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California Seller of Travel Registration # 2089491-50. Registration as a seller of travel in California does not constitute the state's approval. Agent is not a participant in the Travel Consumer Restitution Fund. Florida Seller of Travel Registration # ST37113. Hawaii Seller of Travel License # TAR 7231. Iowa Seller of Travel - Travel Agency # 960. Washington Seller of Travel UBI # 602 775122.  All JHT private activities and events are subject to minimum participation and subject to change or cancellation without notice.   View our privacy policy.  Pricing and promotions are subject to change at any time without notice and pricing is not guaranteed until confirmation is received from the respective tour operator.  We are not responsible for typographical errors or omissions.  All groups are subject to a minimum number of bookings for there to be an onboard host, private parties and events. All content on this site, including text, graphics, images, and other material, is protected by copyright law. Unauthorized use, reproduction, or distribution of this content for commercial purposes without prior written permission from John Heath Travel, LLC is strictly prohibited. For permission requests, please contact us.
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